Just return your purchase as normal and the money will be refunded to your PayPal Credit account. What happens if I want to return the item I bought using my PayPal Credit? You can still use PayPal to complete your purchase. If you have been declined for PayPal Credit, PayPal will send you more information about why your application What do I do if I am unsuccessful in applying for PayPal Credit? Password and accept PayPal's User Agreement. Signing up for a PayPal account is free and easy all you need to do is provide your email address, create a Yes, however, if you don't have a PayPal account, you can create one as part of the PayPal Credit application. If you already have PayPal Credit you do not need to reapply, just select PayPal Credit as your payment option FAQ Do I need to reapply if I already have PayPal Credit? 180 day time limit and other terms apply. If you require more information, click here to visit the PayPal site and read their Pay in 3 FAQs.It's available exclusively for UK residents aged 18 and above** Pay in 3 eligibility hinges on status and approval.Rely on the renowned security and Buyer Protection from PayPal, a guarantee you've come to trust.A quick decision ensures you won't be left hanging, wondering about your purchase status.The remaining two will be auto-deducted on the same date for the next two months. Upon choosing Pay in 3, you'll be making your initial payment instantly.Make sure you're aware of Pay in 3 and the consequences of any missed payments, which might affect future borrowing.Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive. Pay in 3 is a form of credit, so carefully consider whether the purchase is affordable and how you will make the repayments.On receiving approval, your first instalment is processed immediately, followed by the next two on successive monthly dates.Īvailable for purchases of £30 to £2000. PayPal will swiftly conduct a credit assessment with an external referencing agency that won't impact your credit score. When you're ready to checkout, choose to pay with PayPal then select Pay in 3 if it's available. Getting started with "Pay in 3" is hassle-free. The best part? Absolutely no hidden fees* How do I use Pay in 3? With Pay in 3, you can split your payments into three even, interest-free monthly instalments. Pay in 3 lets you conveniently manage your purchases at GAK for products between £30.00 and £2,000.00. Are employed or retired with an annual income over £10,000.Have not recently been declared bankrupt. Are a UK resident aged 18 years or older.To pay for today's purchase and future purchases, up to your credit limit. Linked to your PayPal account as soon as you accept your Credit Agreement. PayPal will then run a credit check and, if approved, you'll have a credit limit The applicationįorm takes minutes to complete. Just click on the PayPal Credit button on our checkout page. 6, 12, 18 and 24 monthly payment options minimum spend £199 How to apply?Īpplying for PayPal Credit is easy.
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